![]() ![]() Vehicle detailing allowance: When you use your card to pay for describing at a participating GM dealer each calendar year, you’ll get a $50 budget for vehicle detailing.Fuel or electric vehicle statement credit: Once you spend $1,500 on eligible gasoline purchases or pay six electric bills in a calendar year, use this offer to get a $100 statement credit.My GM Rewards: The second-highest membership tier in the My GM Rewards program, the Gold Tier, is automatically granted to Cardmembers.This can be useful if you require a card to make international purchases. No foreign transaction fee: The My GM Rewards Card has no international transaction fees, even though it is not a travel card.$0 annual fee: Because there is no yearly charge to consider, it is simpler to benefit from any perks you may receive.Rewards earning: My GM rewards card purchases get 7X points, while all other qualified purchases earn 4X points.Generous welcome offer: After you spend $1,000 during the first three months, you’ll earn 15,000 points. ![]() Additionally, having a 0% intro APR on purchases for an entire year after the account is opened, followed by a variable APR range of 17.99% to 27.99%, may be helpful. Although spending your points would still be restricted, it may make sense if you incur many GM-related costs. However, this card could be suitable if you already own a GM vehicle or intend to join the GM family. The redemption choices are designed to be used with GM purchases, which may not be to everyone’s preference. This card probably wouldn’t make sense if you don’t drive a GM vehicle or aren’t interested in purchasing a new or pre-owned GM vehicle. Some of GM’s product lines include Cadillac, Chevrolet, GMC, and Buick. This covers the purchase of a brand-new or certified-used GM car and any qualifying services, repairs, and accessories. You may use this to determine whether or not youĮvery qualified purchase earns you points with the My GM Rewards Card, which you can use to pay various GM-related fees. The advantages and disadvantages of this new card, as well as the process for accumulating and using points, will all be covered in this review. All of that is intended to change with the My GM Rewards CardTM, which replaces the GM BuyPower Card and offers rewards for both new and existing GM (General Motors) car owners. This is because they frequently don’t have useful benefits or have minimal earning potential. Generally speaking, compared to alternative possibilities, credit cards from certain automakers don’t give much value. Editorial Disclosure: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. ![]()
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